Archive for the ‘Financial Planning’ Category
February 8th, 2010
Debt consolidation can allow people with multiple debts to both simplify their finances and reduce their monthly outgoings - which can be very useful in these difficult times for the economy.
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December 22nd, 2009
By making a commitment to eliminate your debt, you are taking the first giant leap towards becoming financially free. Imagine the wonderful feeling of total financial freedom. No debts, no financial worries, and best of all not being tied to a job you don't like just to pay the bills. Research has proven that it takes three things to accomplish anything: Passion, Motivation and Accountability.
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July 31st, 2009
This is not a given for every employee. It used to be in the generation that was in the workplace of the nineteen fifties and sixties that staying with a company for thirty or more years and retiring with full benefits was the norm. That is not the norm any more.
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July 25th, 2009
With numerous banks and financial institutions scrambling to sell you their credit cards it is no wonder the customer has sought the saunctury of deciding to apply online for a credit card.
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July 25th, 2009
The new bankruptcy law is even harsher that the old one, which was established in 1978. It tightens the requirements of those who are filing for bankruptcy and for the attorneys that are helping them.
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July 19th, 2009
There's too much week at the end of my money, goes the old joke. The feeling that the money we are taking in is not enough is quite common, specially during times like this. One of the toughest things everyone deals with is the brunt of our weekly expenses. Fortunately there are some things you can do to save money on your expenses.
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July 19th, 2009
We keep hearing about going green and being eco-friendly. The terms may seem a little confusing when you plan to put them to work in your home but there are easy ways to do that and add to your savings. As you learn more and more you will find that those concepts will help you decrease the cost of your electric bill.
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July 15th, 2009
Advances in investment theory have dovetailed nicely with ancient wisdom to present investors with a new and exciting paradigm for investing. These advances, known as Modern Portfolio Theory, were developed by primarily by Nobel prize winning economist Harry M. Markowitz. Modern Portfolio theory emphasizes the importance of disciplined investing that focuses on proper asset allocation rather than on trying to pick winning stocks, or timing the market. Asset allocation is generally defined as the allocation of an investor's portfolio among a number of major asset classes. Markowitz and others in the field of Modern Portfolio Theory have taught us that it is much better to create diversified, efficient, disciplined investment portfolios than to try to beat the market.
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July 15th, 2009
In today's day and age, it is all too easy to get into debt. Particularly for the young. And the average young person would not consider an Independent Financial Adviser. Many turn to their parents for advice but according to a study conducted by NatWest bank, these youngsters are unhappy with the advice given.
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July 13th, 2009
Finding money for college can be a challenge for any student looking to work their way through college. Many students simply give up on college because they cannot find a way to pay for their tuition bills that seem to hold them back. Fortunately, there should always be a way to pay for college, no matter how challenging it may seem.
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